Three months before the agreed retirement age, the pension company will send a letter to the employee with information about the upcoming pension payout. The employee then provides an account number and can determined the withdrawal period.    If an employee plans to retire earlier or later than the predetermined date, the employee should contact the pension company. Remember to do this well in advance, preferable at least three months before the first pension payout. Contact details to Nordea Liv & Pension: Telefon: 0771-470 470   Contact details to Futur Pension: Telephone: 08-504 225 00 E-mail: kundservice@futurpension.se   Contact details to Nordnet Pension: Telephone: 010-583 3000 Contact details to Länsförsäkringar: Telephone: 08-562 830 00